Early Access Programme

RiskMetrica Steel Mountain

The proving ground for executable risk appetite

Steel Mountain is the pilot environment for the RiskMetrica platform. It exists for one reason: to prove that risk appetite can operate as a real control plane inside a regulated institution.

Steel Mountain

What Steel Mountain Is

An institution engineered to behave like a supervised institution without using real customer or market data.

Realistic Balance Sheet

Full institutional structure including retail and SME customers. In the case of a Bank will have complete B/S portfolio structure.

  • Retail products
  • SME lending portfolio
  • Commercial real estate

Board-Level Governance

Complete governance structures including escalation pathways, committee oversight, and senior accountability frameworks.

  • Board oversight structure
  • Escalation protocols
  • Decision accountability

Full Auditability

Everything is synthetic. Everything is auditable. Everything is designed to stand up to regulatory scrutiny.

  • Complete decision trails
  • Transparent assumptions
  • Defensible outcomes

Intentionally Narrow

Steel Mountain proves the foundation before anything else is added.

What Steel Mountain Is Not

Is Steel Mountain a full RiskMetrica deployment?

No. Steel Mountain runs the 11 Core Modules and a deliberately constrained agent layer. Advanced analytics, optimisation, and autonomous execution are excluded by design. Steel Mountain proves the foundation before anything else is added.

Is Steel Mountain a production system?

No. Steel Mountain is a pilot environment operating entirely on synthetic data. It demonstrates platform capabilities without processing real customer data or real transactions.

Is Steel Mountain a generic sandbox?

No. Steel Mountain is a precisely scoped, regulator-credible. It is not a playground for experimentation but a controlled proving ground with full audit trails.

Is Steel Mountain a marketing simulation?

No. Steel Mountain is designed to stand up to scrutiny from boards and supervisors. Every assumption, decision trail, and outcome is visible and defensible.

What Runs in Steel Mountain

Four integrated components demonstrating executable risk appetite in action

1

RAC Foundation

Core Control Layer

Steel Mountain runs the RAC Foundation as the primary control layer. Risk appetite is not static policy. It is live, enforceable, and observable.

Executable Risk Appetite

Machine-readable appetite statements driving real-time decisions

Formal Risk Taxonomy

Structured classification enabling consistent risk identification

Quantified Limits

Precise thresholds triggering automated governance responses

Real-Time Breach Detection

Continuous monitoring with immediate escalation protocols

RAC Foundation

Core Platform

The machine-readable governance layer that translates board-approved risk appetite statements into executable rules, quantified thresholds, and real-time monitoring capabilities.

2

Controlled Agent Layer

Bounded AI Operations

A small, tightly governed set of agents supports RAC operation. Agents are deterministic, bounded, and fully auditable. There is no autonomous decision-making.

Appetite Interpretation

Translating policy into operational guidance

Breach Assessment

Evaluating threshold violations and severity

Remediation Coordination

Orchestrating response actions across functions

Supervisory Narratives

Generating regulator-grade explanations and reports

3

IRSA

Regulatory Assessment

Steel Mountain includes a bank-grade Internal Risk and Solvency Assessment framework. IRSA is embedded, not bolted on.

Capital & Liquidity

Comprehensive assessment of regulatory capital adequacy

Risk Coverage

Credit, conduct, and operational risk frameworks

End-to-End Traceability

From raw data through to board decisions

ICAAP/ILAAP Outputs

Regulatory submissions generated from system state

IRSA

Regulatory

Internal Risk and Solvency Assessment. The comprehensive framework demonstrating that executable risk appetite translates directly to regulatory capital adequacy and liquidity requirements.

4

RiskMetrica Views

Executive Dashboards

Steel Mountain supports a focused set of executive views. Every view is driven from the same RAC truth.

Board View

Aggregate appetite, breaches, trends, and management actions

CRO View

Calibration, limit utilisation, and emerging risk indicators

Capital View

Regulatory capital position and stress testing outcomes

Conduct & Operations

Customer outcomes and operational resilience metrics

Why Steel Mountain Exists

Before advanced AI or optimisation, RiskMetrica proves that executable risk appetite can run a bank.

Prove Risk Appetite Works

Demonstrate that executable risk appetite can operate as a genuine control plane, not just a policy document gathering dust.

Earn Regulatory Credibility

Steel Mountain is designed to be walked through with supervisors. Decision trails, assumptions, and outcomes are visible and defensible.

Stress the System Safely

Extreme scenarios, control failures, and governance breakdowns can be tested without real-world consequences.

Create the Reference Standard

Steel Mountain becomes the canonical foundation on which all future RiskMetrica deployments are built.

Built on Synthetic Data, by Design

Steel Mountain operates entirely on high-fidelity synthetic data. This is not a shortcut. It is what makes Steel Mountain safe, repeatable, and regulator-ready.

Realistic Customer Behaviour

Statistically representative of real customer patterns

Coherent Stress Dynamics

Correlated movements across risk, liquidity, and capital

Reproducible Scenarios

Full audit trails enabling consistent testing and validation

Zero Real Exposure

No real customers, no real institutions, no privacy concerns

Synthetic Data

Data Strategy

High-fidelity artificially generated data that preserves the statistical properties and behavioural patterns of real customer data without containing any actual customer or institutional information.

Scope: Enables safe, repeatable testing of governance frameworks while meeting data protection and regulatory requirements.

Part of a Broader Programme

Steel Mountain starts with a banking pilot within RiskMetrica's Early Access Programme. Additional industry-specific pilots are in development.

LIVE

Banking

Steel Mountain

SOON

Insurance

Coming Soon

SOON

DeFi & Fintech

Coming Soon

SOON

Sovereign Wealth

Coming Soon

SOON

Critical Infrastructure

Coming Soon

View All Industry Pilots

Where Steel Mountain Fits

Steel Mountain sits within the Early Access Programme as the reference implementation of RiskMetrica's core philosophy.

EAP Entry
via Observation
Steel Mountain

See it working

EAP participants first observe Steel Mountain to see executable risk appetite in action before discussing their own implementation.

Steel Mountain
via Validation
Client Pilot

Informs design

Insights from Steel Mountain inform the architecture and configuration of client-specific pilot deployments.

Risk is not a report.

Risk appetite is not a statement.

Governance is not a process document.

Steel Mountain shows how these become operational reality.

Who It's For

If you want to see how RiskMetrica behaves inside a bank, this is where you start.

Boards & NEDs

See governance in action before commitment. Understand how risk appetite translates to daily operations and board-level oversight.

Regulators & Supervisors

Evidence of compliance capability. Transparent, auditable governance demonstration with full decision trails and assumption visibility.

Chief Risk Officers & CEOs

Validate the approach before transformation. Test operational risk framework efficacy and see executable risk appetite driving real decisions.

Risk & Governance Leaders

Understand day-to-day impact. See how agents augment risk decision-making and how governance becomes operational reality.

Technical Teams

Architecture reference implementation. Understand integration patterns, data flows, and validate architectural credibility before your own build.

Experience Steel Mountain

Request access to the Early Access Programme and see executable risk appetite in action

Request EAP Access Explore Platform